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factual by the way it's not an emotional feel i'm saying it because i'm not happy with the economy. it's not frew: if i had half hour sarbanes signed by republican president, it has to do with dodd frank because qui didn't have a lion of business when we started our business. we had a wang -- banker in california. he gave us a line of credit. even with lango on the board. >> neil: ken lango. >> we couldn't find a banker. in today's regulators not allow a bank tore give the kind of loan with the balance sheet we h we wouldn't have been open. >> you mentioned how tough it is with the rules and regulations. one thing i love in your speech is you step back, we

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