requirements of the affordable care act. and these plans were not comp compliant and were canceled. what company will bring back a plan knowing it has one year and then it will have to cancel it again. this is all about politics. state insurance commissioners get it. we've had the washington insurance state commissioner say we're not going to do this. it'sle not clear what authority the president has to do this. so what it will do for people is action or nothing. these plans are gone and few of them will come back. >> i raised the question the president's authority. for all the law students out there, 1952 case which probably the case we'll all be talking about the next few days about whether the president has overstepped his -- he's the one who is supposed to execute the law. but can he legislate it, which is of course the purview of congress. that will be a hot discussion. >> right. this will also cause higher premiums in 2015. because what's going to happen is if people somehow find a way to stay in a nonqualified plan,
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