home with $0.80, $0.85 an hour. then you got to save half of that. >> you've got to save it. save for a rainy day, all of the old cliches are absolutely true. but in the 1960s, something happened, a great deal happened, as you know, the culture of this country. we became the throwaway nation.n we became the charge nation, credit cards were everywhere. the cashless society was w envisioned. it is here. what it leaves out are people who cannot, once people are offshoring their jobs and production, outsourcing their jobs and the american dream, there is about one-third of the american people who are getting desperately, horribly short-changed. >> bill: you are seeing it as more about generating income than foolish money management? >> i think it is both.e >> bill: i think it's the latter. i think if you want to make money in this country, you can make money. c you might have to move, might have to drive an uber. you can make it.ha >> see what is happening here. with the move back to the car companies to detroit -- >> bill: i got it. he