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because it's just going to be a fact of life. we have so much access to information. we have computer trading. it's just too easy to shift the market, even on a psychological level. >> and based on this "time" "money" magazine poll, 74% of americans believe that social security and medicare, not going to be there when they retire. 64% say, i'd be willing to take a pay cut if i could keep my current job. when you see numbers like this, what is your reaction? >> well, here's the thing. only how many years ago, 2008, 64% of americans said that it's harder now to have the american dream. that number now is 80% of americans are saying, it's hard to have a american dream. you remember when we were kids, let's not go that far back. really, it actually lived and breathed and was there and we were very positive. what we're seeing is a new generation, young folks saying, this is going to be harder than we've ever seen it for generations and that's probably the way it's going to be.

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