law abiding american citizen. you know what? if the media doesn't like it, we know they won't -- we know where they can go. [ laughter ] >> gregg: we get told that all the time. gun control advocates say they will demonstrate outside today. >> heather: if you are looking for a quick loan to help you get some quick cash, you may have heard something, called pay day loans, they have been around for 20 years, short term advances on your paycheck intended to be paid back quickly. pay day loans cost the u.s. economy nearly a billion dollars. also thousands of jobs in 2011. is it a good idea or can you find a better way to raise quick cash? let's bring in scott, founder of help save my dollars.com. a lot of people need help with