healthy than was forecast. as a result during february to june they will figure the premiums based on populations for 2015 and in september and october of next year they will mail out notices saying surprise, the adverse nature the premium increases will be big for 2015. this is a problem for paying the premiums. also for the president's party because the notices will be hitting in september and october of next year. >> one of the other architects of obama care was on this week. he said they don't get enough people signing up then the premiums will be very, very high. i have to run, karl. two months ago senator ted cruz was called crazy, unhinged and a threat to the country because he called for a delay in obama care. what does he think now that most of congress is calling for the same thing? we'll ask him next. and why would a school district say no to the pledge of