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3 Rs to Put Personal Finances Back on Track

It's true that financial trouble is a major contributor to the breakup of the American family. It is ...

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Debt Management Software - Market Boosting the Growth Worldwide: BrightOffice, Capita, ICCO

Debt Management Software - Market Boosting the Growth Worldwide: BrightOffice, Capita, ICCO
iCrowd Newswire
Advance Market Analytics published a new research publication on
"
Debt Management Software
Market Insights, to 2026″ with 232 pages and enriched with self-explained Tables and charts in presentable format. In the Study you will find new evolving Trends, Drivers, Restraints, Opportunities generated by targeting market associated stakeholders. The growth of the Debt Management Software market was mainly driven by the increasing R&D spending across the world.
Some of the key players profiled in the study are:
American Consumer Credit Counseling, Inc. (United States), BrightOffice Limited (United Kingdom), Broadridge Financial Solutions, Inc. (United States), Capita (United Kingdom), CDS Software (United States), Comtronic Systems, LLC (United States), Experian Information Solutions, Inc. (United States), Fair Isaac Corporation (United States), Financial Sciences Corp (United States), ICCO (United States), Mellon Group of Companies (Greece), Quantrax Corporation, Inc. (United States).

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How to Stop Impulse Buying

How to Stop Impulse Buying
Hiranmayi Srinivasan
© Provided by Real Simple
Poike
As fun and relaxing as Hollywood makes retail therapy look, the reality is not all that glamorous. A 2018 survey commissioned by discount shopping site Slickdeals found that Americans spend an average of $450 on impulse purchases per month—that adds up to $5,400 per year. The pandemic isn't helping either—Slickdeals' 2020 survey found that impulse spending increased 18 percent last year.
Impulse buying is mostly emotional, and usually the result of some form of emotional distress. This could be issues around self-esteem, anxiety, sadness, or even boredom. "Impulse buying gives us a little spike of dopamine, which is rewarding and motivating," says Alexandra Emery, licensed psychologist at Grit City Psychology in Seattle. Dr. Emery recommends checking in with yourself before making a spontaneous purchase to see if you're suppressing any negative emotions. Retail therapy might make you feel better in the moment, but the feeling can quickly wear off once you realize that you have gone over your budget. We tell ourselves that we deserve to buy something or that we've earned it, but make sure it's not self-care disguised as self-harm, says Marter. "It's not really self-care if they are accruing credit card debt, or putting themselves in financial stress by overspending."

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Consumer Credit Counseling Service of the Mid-Ohio Valley marking 50 years | News, Sports, Jobs

PARKERSBURG — Consumer Credit Counseling Service of the Mid-Ohio Valley is celebrating its golden anniversary.
Consumer Credit Counseling has responded to challenges over the past 50 years helping the community achieve financial independence and most notably by adapting to meet needs posed by COVID-19.
“Our agency’s financial mission has not changed in the last 50 years,” Shelene Shrewsbury, executive director, said. “What we have done is find more ways to provide financial guidance to people from all walks of life. This may take the form of credit report counseling provided to those looking to borrow money for a home or car to save them the most money. It may be through our debt management program where we guide individuals through a plan to pay off overwhelming debt.”

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United Way exceeds $1 million in fundraising campaign | News, Sports, Jobs

jmancini@newsandsentinel.com
The crew at the United Way Alliance of the Mid-Ohio Valley holds signs Tuesday morning denoting the record $1.115 million raised in the 2020-21 campaign. From left are Finance and Operations Manager Michelle Lewis, Operations Assistant Carol Payne, West Virginia 211 Director Delaney Laughery and Community Impact Director Sara Hess. At the far right is Executive Director Stacy DeCicco speaking about the dedication of the staff. (Photo by Jess Mancini)
PARKERSBURG — The United Way Alliance of the Mid-Ohio Valley has again exceeded its campaign goal, officials announced Tuesday.
The agency raised $1.115 million in the 2020-21 campaign, a remarkable figure in the midst of the COVID-19 pandemic that impacted all segments of the community and hindered fundraising of non-profit groups for the past year.

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Financial literacy is fundamental to the wellbeing of our community members

KNBN NewsCenter1
Financial literacy is fundamental to the wellbeing of our community members
April is National Financial Literacy Month - an ideal time to talk about the importance of managing money and secure a financial future.
April 14, 2021
With April being Financial Literacy Month, Bonnie Spain of Consumer Credit Counseling of the Black Hills says people can take free classes at their facility on how to make informed and wise decision with their financial resources.
She advises to make savings automatic and put part of your paycheck into a saving account and to protect what you have with insurance.
And when it comes to stimulus checks Spain says to make a budget for them and try to spend some, save some and enjoy some.

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NJ launches website, hotline for people who need housing assistance

The one-stop website includes a toll-free phone number, 888-691-3002, that New Jerseyans can call to be connected with Volunteer Lawyers for Justice for legal help dealing with eviction filings, or with members of community group partners that can act as mediators if a tenant needs help working out a deal with a landlord to pay back rent in arrears without going to court.
There's also a field where readers can submit housing-related questions that staff members will monitor and answer or forward to partnering organizations, depending on the need.
The effort was funded with $1.2 million from the state Affordable Housing Trust Fund and $1.9 million from the Pandemic Relief Fund, a nonprofit founded by first lady Tammy Murphy.

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NJ launches website, hotline for people who need housing assistance

NJ launches website, hotline for people who need housing assistance
njherald.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from njherald.com Daily Mail and Mail on Sunday newspapers.

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Springfield homeless services center offers laundry, showers, mail

There is no charge for these services.
The O'Reilly Center for Hope — housed in the former Pepperdine school building — opened as a new one-stop shop last year. The 103-year-old building brings multiple agencies under one roof to provide resources and education for those in poverty, homeless or at risk of becoming homeless, struggling with mental health issues or neighbors who need to borrow a shovel or saw from the tool lending library.
No reservations are required to use the showers and laundry, but those services are on a first-come, first-serve basis with a priority given to the homeless community. Guests are asked to not engage in the same service more than once a day unless it's an emergency, explained Michelle Garand with Community Partnership of the Ozarks.

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San Diego County Credit Union Review: Savings and Loans for Southern Californians

San Diego County Credit Union Review: Savings and Loans for Southern Californians
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