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i knew very young there was no question i wanted to play the violin. there was no question that that was what i must do and had to do and wanted to do. have you played here much, nicky? nicola benedetti, welcome to this cultural life. thank you so much for having me. it's an absolute pleasure. you were born and brought up in north ayrshire. what are your earliest
cultural life, the radio four podcast, she reveals her formative influences and experiences, and how her passion for playing was there from the start. i knew very young there was no question i wanted to play the violin. there was no question that that was what i must do and had to do and wanted to do. have you played here much, nicky? they chuckle nicola benedetti, welcome to this cultural life. thank you so much for having me. it's an absolute pleasure. you were born and brought
spending money, any sort of things i have got coming up, and i keep it in separate places. i use a budget. and i withdraw... i take my month's worth of food shopping at and each week i go to my place where i keep it at home and i go shopping with it. what is left over, i save for christmas or if i wanted to treat my family. that way i can keep control of what i have got and i don't get into debt. i of what i have got and i don't get into debt. . ., ., , into debt. i am going to bring in an show into debt. i am going to bring in any show on _ into debt. i am going to bring in any show on this, _ into debt. i am going to bring in any show on this, personal - into debt. i am going to bring in i any show on this, personal finance journalist. what would you say to mandy? —— annie shaw. she makes some fine points. mandy? -- annie shaw. she makes some fine oints. a, .' mandy? -- annie shaw. she makes some fine oints. . fine points. morning, nicky. i am deel fine points. morning, nicky. i am deeply sympathetic _ fine points. morning, nicky. i am
look at this, any, personal finance journalist, natalie, still with us, fliss still with us, business reporter, and mandy in grimsby, i know you have to toddle off in five minutes, before you do, what do you think? ~ ., minutes, before you do, what do you think? a, .' minutes, before you do, what do you think?_ hello. - minutes, before you do, what do you think?_ hello. is- minutes, before you do, what do you think?_ hello. is it i think? morning, nicky. hello. is it time to withdraw _ think? morning, nicky. hello. is it time to withdraw cash? _ think? morning, nicky. hello. is it time to withdraw cash? what - think? morning, nicky. hello. is it time to withdraw cash? what do i think? morning, nicky. hello. is it. time to withdraw cash? what do you think? i time to withdraw cash? what do you think? , . . , time to withdraw cash? what do you think? , ..,, ., time to withdraw cash? what do you think? , , ., . time to withdraw cash? what do you think? , . think? i use cash as much as possible- _ think? i use cash as much as possible- it _ think? i use cash as much as possible. it allows _ think? i use cash as much as possible. it allows me - think? i use cash as much as possible. it allows me to - think? i use cash as much as possible. it allows me to be| think? i use cash as much as - possible. it allows me to be debt free and have control over my spending. i don't earn a lot of money so what i do is when i get paid by withdraw cash for food,
deeply sympathetic about - fine points. morning, nicky. i am deeply sympathetic about the - fine points. morning, nicky. i am| deeply sympathetic about the way people _ deeply sympathetic about the way people budget with cash. the fact is, it_ people budget with cash. the fact is, it is_ people budget with cash. the fact is, it is going the way of the dinosaurs, _ is, it is going the way of the dinosaurs, it is fading away. should it be abolished overnight? absolutely not. are we going to see it disappear practically tightly but perhaps— it disappear practically tightly but perhaps not 100%, almost certainly. the figures — perhaps not 100%, almost certainly. the figures show the decline of the use of— the figures show the decline of the use of cash. it is because people find using — use of cash. it is because people find using contactless so much more convenient — find using contactless so much more convenient. this was shown in covid when _ convenient. this was shown in covid when people were forced into using cards _ when people were forced into using cards because people believed coins and notes _ cards because people believed coins and notes were somehow going to give you infection and i think this was probably— you infection and i think this was probably misplaced but people believe — probably misplaced but people believe that and retailers took advantage of that situation. i compared the situation we are in now perhaps— compared the situation we are in now perhaps with looking right back to the beginning of banking when people used to— the beginning of banking when people used to go and deposit gold with the bank and _ used to go and deposit gold with the bank and they wanted the gold coins back bank and they wanted the gold coins hack and _ bank and they wanted the gold coins hack and i_ bank and they wanted the gold coins back and i got used to the idea of getting _ back and i got used to the idea of
here, it's a—level results day — the moment thousands of teenagers in england, wales and northern ireland find out the results of their examinations. students' results will determine whether they'll go to university, or an apprenticeship, or training course. this year, results are expected to be down after a rise following the covid pandemic. nicky, such a nervous wait for so many. many of us will remember that day. our students where you are? i know what ou our students where you are? i know what you mean. _ our students where you are? i know what you mean. i— our students where you are? i know what you mean, i am _ our students where you are? i know what you mean, i am feeling - our students where you are? i know what you mean, i am feeling that i what you mean, i am feeling that nerves are my results came in many years ago. we are live in leeds. these are the desks whether students have been coming and picking up their actual envelopes with their results. we have been seeing them all morning. they are coming in and
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a stark message to smokers, you are a drain on the nhs and you are bad for britain. 0r a drain on the nhs and you are bad for britain. or is it none of our business? or is it everyone�*s business? or is it everyone�*s business? personalfreedom, personal business? personal freedom, personal pleasure, business? personalfreedom, personal pleasure, responsibility, consideration for others, what do you think? is it a moral duty to quit smoking? get in touch. phone lines will light up as it were. here is the news from bethan holmes. thanks, nicky. nhs england is expected to announce significant changes to cancer waiting time targets — which have been routinely missed in recent years. it's thought nine performance standards will be reduced to three. labour has accused the government of moving the goalposts after repeated failures.
i really want to thank them for all of the work that they did, the red cross has been here helping us, nicky from the red cross. thank you to all of those people. john monaghan and jerry gibson had been working with the hotels to make sure when guests get here, that they know which hotels have availability and get them to the hotels. what we also know is that the hotels that had occupancy this morning, most of them do not have that occupancy right now. so that tells us that the people are going straight from the airport and they are finding accommodation and transportation to these resort areas. so that is a good thing. we are prepared here. tomorrow, we know that more flights will be coming in, actually, buses are coming in right now with people. efforts now with people. are under way to help the people efforts are under way to help the people affected. some of them caught up people affected. some of them caught up in the fires have been describing