on your checking account. so they have access to your checking account. they have your permission to write checks. >> rule number two, have the company bank statements sent directly to your home or computer. don't let anyone intercept it before you read it. >> people go why do i send my bank statements home? well the reality is this, a lot of times there is automatic payments made to somebody you don't know and more often than not, that is to the embezzler's checking account. number two is if you remember signing a check for $100 and it is a thousand dollars is what is taken out of your checking account, warning signs should go off something is not right here. bank could have made a mistake, not likely. >> final rule, keep track of your monthly finances. >> if your balance sheet is not balancing, somebody is playing games. that is number one. and number two, you look at your p&l and if you see negatives where they are not supposed to be, why. you go back to the bookkeeper and ask. your job is oversight. so if you could spend 15 to 30 minutes a month, that is all you have to do as an owner.