jeff's been to the bottom of the ocean. the tops of mountains. and wherever this guy runs off to. a life well lived should continue at home. with home instead care, older adults can stay home, safe, and happy. home instead. this is the planning effect. to us, it's personal. as carla thinks about retirement, she'll wonder, "what if i could retire sooner?" and so she'll get some advice from fidelity, and fidelity will help her explore some different scenarios, like saving more every month. ♪ and that has carla feeling so confident that she can enjoy her dream... right now. that's the planning effect, from fidelity.