florida, who contributed to that cause and greatly so. thank you for that and thank you for your time tonight. >> thank you, keith. thank you very much, keith. for more on the politics of this situation, let's turn to our own howard fineman, senior washington correspondent to foreign "newsweek" magazine. howard, good evening. >> hi, keith. >> the number of people today who i found were astounded to learn that the insurance cartel, that's not just some clever, you know, wise ass remark that i made. it really is a cartel. the health insurance companies have this antitrust exemption. they had it since 1946. somebody who testified to the senate hearing today, testified that at least four previous occasions, the authorities have recommended -- the federal government has recommended eliminating or scaling back the antitrust exemption. congress has never taken that step, presumably because the industry owns the senate? >> well, partly that. they also own the states. >> yes. >> and they prefer it that way. by the way, it's not just