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Arizona AG Concludes Non-Recourse, No-Interest Earned Wage Access Products Are Not "Consumer Lender Loans" Requiring a License | Troutman Pepper

Arizona Attorney General Mark Brnovich released opinion No. 22-(R22-011), concluding earned wage access (EWA) products that are fully non-recourse and no-interest are not “consumer...

Arizona , United-states , California , Mark-brnovich , Kathy-kraninger , Consumer-financial-protection-bureau , Us-department-of-treasury , Arizona-department-of-insurance , Attorney-general-mark-brnovich , Lending-rule , California-commissioner , Financial-protection

Arizona AG Concludes Non-Recourse, No-Interest Earned Wage Access Products Are Not "Consumer Lender Loans" Requiring a License

Arizona Attorney General Mark Brnovich released Opinion No. 22-(R22-011), concluding earned wage access (EWA) products that are fully non-recourse…

Arizona , United-states , California , Mark-brnovich , Kathy-kraninger , Consumer-financial-protection-bureau , Us-department-of-treasury , Arizona-department-of-insurance , Arizona-attorney-general-mark-brnovich , Lending-rule , California-commissioner , Financial-protection

POLITICO Playbook: How do you solve a problem like George Santos?

And the Supreme Court keeps Title 42 in place.

Lambs , South-carolina , United-states , Arkansas , Maricopa-county , Arizona , Texas , Iran , White-house , District-of-columbia , China , Florida

CFPB's QM rule under scrutiny after dust-up over bank statement loans

The loans for self-employed borrowers are getting a fresh examination to determine if they fall within the Consumer Financial Protection Bureau's updated guidelines for qualified mortgages, which went into effect in October.

California , United-states , Vadim-verkhoglyad , Kathy-kraninger , Alan-lindeke , Stephen-ornstein , Christene-riley , Jeff-demaso , National-mortgage-news , Consumer-financial-protection-bureau , Impac-mortgage-corp , Covius-holdings

What happens when the CFPB's funding question hits the Supreme Court?

Legal experts are gaming out the various options for the CFPB after a three-judge panel of the U.S. Court of Appeals for the 5th Circuit ruled on Oct. 19 that the bureau's funding is unconstitutional.

Louisiana , United-states , San-antonio , Texas , Mississippi , America , American , Gupta-wessler , Justice-john-roberts , Jay-beitel , Deepak-gupta , Alan-kaplinsky

What happens when the CFPB's funding question hits the Supreme Court?

What happens when the CFPB's funding question hits the Supreme Court?
americanbanker.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from americanbanker.com Daily Mail and Mail on Sunday newspapers.

Louisiana , United-states , San-antonio , Texas , Mississippi , America , American , Gupta-wessler , Justice-john-roberts , Jay-beitel , Deepak-gupta , Alan-kaplinsky

Warren wants regulators to answer for crypto 'revolving door'

Banking news

United-states , Alexandria , Al-iskandariyah , Egypt , Americans , Kristin-lynch , Chuy-garcia , Kathy-kraninger , Sheldon-whitehouse , Elizabeth-warren , Rashida-tlaib , Consumer-financial-protection-bureau

Appeals Court Finds Consumer Bureau's Funding Unconstitutional

The decision, expected to be appealed, could upend every regulation and enforcement action the bureau has issued.

United-states , Massachusetts , American , Sam-gilford , Elizabeth-warren , Cory-wilson , Kathleen-kraninger , Supreme-court , Consumer-financial-protection-bureau , Twitter , Circuit-court , Federal-reserve

Judge reverses Trump-era HMDA rule, forcing small mortgage lenders to comply

A federal judge found that the Consumer Financial Protection Bureau overstated the costs and understated the negative impact of exempting 1,700 financial institutions from reporting Home Mortgage Disclosure Act data.

Montana , United-states , Texas , Washington , American , Beryl-howell , Kathy-kraninger , Warren-traiger , Buckley , Consumer-financial-protection-bureau , Association-for-neighborhood-housing-development , District-court

Court tosses Trump-era HMDA reporting change

The rule aimed to reduce reporting burdens for certain lenders under HMDA, which a D.C. District Court Judge found “arbitrary and capricious.”

Kathy-kraninger , Fulton-mortgage-company , Consumer-financial-protection-bureau , Dc-district-court , National-community-reinvestment-coalition , Home-mortgage-disclosure-act , Jesse-van-tol ,