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Blockchain Solutions Launched by European Nuclear Pools | All Alerts & Newsletters

Blockchain Solutions Launched by European Nuclear Pools | All Alerts & Newsletters
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Allianz Report Details Cyber Threats to Global Shipping | All Alerts & Newsletters

Allianz Report Details Cyber Threats to Global Shipping | All Alerts & Newsletters
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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of August 2) | All Alerts & Newsletters

Insurers' COVID-19 Notepad: What You Need to Know Now (Week of August 2) | All Alerts & Newsletters
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Experienced First-Chair Insurance Litigator Miranda H. Turner Joins Crowell & Moring

Experienced First-Chair Insurance Litigator Miranda H. Turner Joins Crowell & Moring
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Experienced First-Chair Insurance Litigator Miranda H. Turner Joins Crowell & Moring | Firm News & Announcements

Experienced First-Chair Insurance Litigator Miranda H. Turner Joins Crowell & Moring | Firm News & Announcements
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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of July 5) | All Alerts & Newsletters

Insurers' COVID-19 Notepad: What You Need to Know Now (Week of July 5) | All Alerts & Newsletters
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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of June 28) | All Alerts & Newsletters

Insurers' COVID-19 Notepad: What You Need to Know Now (Week of June 28) | All Alerts & Newsletters
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A Ransomware Attack Primer: What You Need to Know and What Crowell Can Do to Help | All Alerts & Newsletters

A Ransomware Attack Primer: What You Need to Know and What Crowell Can Do to Help | All Alerts & Newsletters
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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of June 14) | All Alerts & Newsletters

Insurers' COVID-19 Notepad: What You Need to Know Now (Week of June 14) | All Alerts & Newsletters
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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of May 17) | All Alerts & Newsletters


May.18.2021
Courts Dismiss COVID-19 Business Interruption Claims
On May 7, 2021, the district court for the Northern District of Illinois granted Westfield National Insurance Company’s motion to dismiss a Chicago bakery and a salon’s complaint alleging coronavirus-related business interruption losses. Determining the virus exclusion unambiguously bars coverage for loss indirectly caused by the coronavirus, the court found meritless the plaintiffs’ argument that the government closure orders, rather than the virus, caused their losses. Order at 7-8. Including the virus exclusion within the policy “undercuts” any argument “that Westfield unjustifiably denied” their claims.
Id. at 10.
On May 10, 2021, the Circuit Court of Cook County, Illinois granted with prejudice Motorists Commercial Mutual Insurance Company’s motion to dismiss a COVID-19 business interruption claim filed by the operator of automobile dealerships and repair shops. The court found that business interruption coverage was not available because there was neither direct physical loss of nor damage to the plaintiffs’ property due to the presence of COVID-19 on the surfaces of the premises, as “Covid-19 impacts human health and behavior but not physical structures.” Order at 7-8. The court further concluded that coverage was barred by the policy’s virus exclusion, which “could not be more clear,” as it states that the insurer will not pay for loss or damage caused by or resulting from any virus.

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