two out of five americans have no retirement savings at all. anthony mason now with a wake-up call in tonight's "eye ony ma money."ye >> reporter: kevin grubb has his eyes on his financial future. >> i started saving for retirement when i was 24. >> reporter: grubb, who turnedepor 30 earlier this month, works in the career center at a university outside philadelphia. he saw what happened in the great recession, when well over half of americans say they used up some or all of their savings. >> so i felt like it would be a good idea to get started as soon as i could, knowing if i had theng longevity, by the time i was an older age maybe i would be closer to being more comfortablee with retiring.rt >> reporter: americans have put away more than $24 trillion for retirement, but more than 30% still say they have no retirement savings or pension at all. is there a point where it's too late? >> it's never too late to starto building or adding to that nest egg. >> reporter: sarah holden is head of retirement research at r