up arrows. some of the names that have been helping the dow is proctor and gamble -- we continue to get earnings. back to you. dagen: thank you. connell: the second presidential debate in the books. the action was so much more contentious than maybe anything we have ever seen in a presidential debate. we loved every single thing. peter barnes on the scene. he is still out at hofstra university. he is joining us with more. peter: no question about it. they are calling it fight night in long island. president obama and governor romney going at it for 90 minutes. back and forth. stomping on each other. calling each other liars. every political trick in the book on policy and the politics of it. however, the president can't pardon me, mixing it up over taxes, jobs, healthcare, energy, even china investment in the retirement program. >> i did not get a chance when he was describing chinese investments and so forth -- >> hold on a second. >> mr. president, i am still speaking. [ talking over each other ] >> governor romney, if you can make it short. >> any investment i have made over the last couple years have been made over a blind trust. i understand they do include companies out of the united states. mr. president, have you looked at your pension? mr. president, have you looked at your pension? >> no, i have not. it is not as big as yours. i do not check it that often. >> let me give you advice, check your pension. >> we are getting way off topic. peter: hold of the candidates back on the campaign trail today in key states. obama and iowa. sorry about that slip their. it has been a long night. connell: no problem. give us some more analysis from last night. the president over and over again challenging mitt romney on the details of his economic plan. let's take a listen to a little bit of that and then we will talk about it. >> governor romney was a very successful investor. if somebody came to you, governor, with a plan that said, here, i want to spend seven or $8 trillion we will pay for it, but we cannot tell you until maybe after the election how we are going to do it, you would not have taken such a sketchy deal and neither should you the american people. the map does not add up. peter: the math does not add up. romney said, of course, it adds up. the president scored some points there in the way he framed his argument last night as opposed to the first debate. >> there is no question that president obama did better. it was kind of a low bar after the first debate. he kind of exceeded expectations. connell: let's talk specifically about the economic plans. what the president is talking about there is that governors tax plan. i think he may have exaggerated a little bit in terms of the dollar amount. the point about the loopholes and how it will be paid for is still there. governor romney has not answered the question yet in specifics. here is how i am going to pay for it. here are the loopholes i am going to take out. >> the challenges he has because of the political season. the obama campaign will jump on him with both feet. his concept, though, is solid. that is we will reduce the tax rates. make it a more business friendly environment here in america throughout the country. he has talked about reducing the tax rates and he said very specifically, the rich, the wealthy people, still pay the same portion of the tax revenue they are paying today will close loopholes, which is, in fact, a tax increase. there are loopholes that should be close. why are we subsidizing corn and having a bigger carbon footprint? there are a number out there that ought to be looked at as far as closing loopholes, protect the middle class by helping them retain their money. empower small business. that is the backbone of our economy. have them create more jobs. connell: governor romney was the most effective last night when he went piece by piece on how obama had failed with his issues. i know the romney campaign has already come out with a 32nd ad on that, i think it was 30 seconds. here is where you failed. the next debate -- president obama you may say have the upper hand on that. next week, does it hurt romney that they are changing the topic away from a potential weakness for obama to form policy? >> i think there is a lot of concern about the current administration's foreign-policy. it does not seem to be working well. president obama went on and apologized around the country. we need to walk softly but carry a big stick. there is no question that he has not come forward, at least in a for strike manner, when he sent out susan rice and talks in terms of youtube. this is a spontaneous uprising here. connell: couldn't he have done last night on the libyan discussion. >> i think he could have. again, if you look at the moderator, she kept interjecting herself into this thing. [ talking over each other ] connell: she gave a chance there at the end. it did take two weeks. he could have jumped on that more. >> again, i think there is a lot of confusion on the timing. for that complaint about who is watching the clock, president obama gets an additional three minutes. he had four minutes more in the first debate. i just want some fairness. some fair and balanced in the debate. i think governor romney could have done better. i think all of us are talking about it today. i think we will find the current administration's foreign-policy is not working very well. connell: they should have 90 minutes at the next debate. the whole deal will be about foreign policy. terrific to have you on today. thank you very much. >> thank you. great to be with you before googles ceo, larry page, speaking for the first time in public for the first time in months. he did not go into detail about his absence. they said he had lost his voice and would not be able to speak publicly. they declined to go any further with it. best buy meantime jumping into the very crowded tablet wars with one of its own. planning on selling and android -based tablet. it cost $239-$259. it will hit shelves at best buy november 11. when it comes to lowering cholesterol, americans seem to be getting the message. a new study finds cholesterol levels dropping an average of ten points in the last two decades. it is contributed to cholesterol lowering medication. the levels are down and authors note that american saturated fat consumption has not declined in 22 years and progress in boosting physical activity remains slow. you take these drugs, it keeps her cholesterol from going up and you eat like a hawk. eat whatever you want. connell: we have covered this in detail before. this whole issue that we have in the country. dagen: obesity. high cholesterol. maybe if your cholesterol is high and you are worried about yourself, you would eat less. connell: words by dagen mcdowell this morning. bank of america squeaking by. sports city still reeling from a management shakeup. dagen: we could have a tight in the race for the white house. a president romney would be working with vice president joe biden. and dogs and cats are in hellmac just waiting. connell: how is your cholesterol? ♪ connell: markets now. heading back to the cold. nicole: taking a look at bk. not too far off from one year highs as well. let take a look at bank of new york mellon has a comment with their numbers. fees really helped the bank along here. they reported an 11% rise in their third-quarter earnings. they did beat analyst expectations. the climate has been tough. they did see the profit margin pension by historically low interest rates. that is something they have noted. certainly a great day for bank of banc of new york mellon. dagen: you have citigroup in the middle of an executive shakeup. what is going on with the financials? hey, anton. great to see you. let's start with bank of america. if you look at their business, in terms of loan origination, deposits, it seems to be on the right track. >> absolutely. bank of america is on the right track. they are building capital, cutting costs, they have a very strong mortgage engine. i think they have held margin in line. the biggest thing for bank of america, the biggest worry has been their balance sheets. how much capital they have or they do not have. dagen: you look at the stock, though, 71% gain so far this year, anton. are all the good things going on already factored into it? >> i think it was artificially low last year. it may have been around five dollars in the month of december. there was a lot of noise. a lot of mortgage litigation risk. you hopefully have a company that will be able to start buying stock back. i think they have made it through the valley of death. i think this company is slowly healing. dagen: in terms of healing, there is a lot of healing that needs to be done with citigroup. do you like the company and the new management? >> i knew vikram pandit and i like him. i do not know michael, but he comes pretty well recommended good the regulators like him and i think that is very important here. the regulators did not appear to like vikram pandit. i think you are stronger than any regulator in the room and i think that intimidated them. he works well with the board and the regulators. he plays nice. will allow the company to return capital. i think that is kind of a game here. vikram pandit really did a lot of stuff. he shrunk the balance sheets. dagen: anton, can you give me a couple word answer of the areas of financials where your regional banks, your big banks, the few investment banks that are left, which do you like right now? >> you have to like that investment banks. there is some good volume out there. fixed income and underwriting. we would like to see equity pick up a little bit. the markets are stronger. morgan stanley, goldman sachs, and obviously the companies that have capital markets within their balance sheets. bank of america has had one of the weaker numbers. morgan and strong, citigroup and strong. dagen: we will see you soon. you are welcome back anytime. connell: the ticket that gets into the white house. a romney biden white house is a possibility. dagen: lance armstrong gone from his own -- look at the world currencies. hey, the pound. connell: what is wrong with you? ♪ >> at 25 minute past the hour, i have your fox news minute. a new judge gets to hear how close lawyers are to get ready to go to court in the trayvon margin case. the former judge made remarks about zimmerman. nike terminating its contract with lance armstrong. the apparel giant said it is due to unsurmountable evidence that armstrong participated in doping. it must not terminate its contract with him. the news coming after armstrong stepped down earlier today as chairman of the restaurant charity. drought, cold and hail causing the worst harvest in century. it is expected to slump by 20% from last year. the wine quality will be better, but the prices will go up. that is your fox news minute. when i get connell and dagen a glass of wine will we all go out, it will cost me a pretty penny. connell: when are we all going out again? >> anytime. dagen: the last time we were together, it was free. connell: thank you. dagen: you look amazing, by the way. election day just a few weeks away. though polls revealing it is close. edson joins us now from d.c. to talk about this. rich: how about president romney and vice president biden. it could happen and there are several realistic election scenarios where it would happen. florida, ohio, virginia, colorado still up for grabs. if they fall into one of a handful of combinations, president obama would have 269 electoral votes and governor romney would have the same. the decision on the next president falls to the newly arrived elected representative. the romney biden administration could begin in late january. one constitutional law professor says this election is the closest he has seen where it is possible. >> i think an electoral tie is more likely than any time i can ever remember. it will be very interesting. rich: a lot has to go right or wrong for the romney biden administration. back to you. connell: it is not likely have something important we need to work on or anything. thank you, rich. dagen: walt mossberg coming up to tell you about windows eight. it just sounds wacky and we cannot wait for walt. connell: if that is not enough, the judge is coming on. calling into question the social security program in this country. that is a big discussion, if i ever heard one. speaking of markets now, here are your winners on the s&p 500. ♪ nicole: i am nicole petallides live on the floor of the new york stock exchange. the adapter then negative territory. let's take a closer look at intel in particular. it has been weighing on the dow. cautious for the fourth quarter. the profit dropped 14% in the third quarter. with an outlook that is a tough one, we are seeing the stock, under pressure. the stock is that a new low. it is a 52 week low. pc demand has certainly been under pressure. back to you. connell: thank you. nicole petallides. dagen: the biggest face lift in 17 years. not connell. microsoft and windows. specifically, windows eight and the new operating system. connell: walt mossberg joins us now. all things digital. live from d.c. today. dagen: speaking of facelifts -- connell: she is sitting at the computer just typing and smiling @hat she changed the script. >> it is a faith left. who does not like facelifts? look, here is the deal, windows has been around for as long as any of us can remember. it has kind of fallen out of the entire conversation the last five or six years. they did not have a tablet operating system. they did have a phone operating system, but it is separate. they had a choice. what they decided to do which was kind of novel was to make all of windows work for any kind of device. they put a tablet touch oriented slick, i think, very nice front end on windows. but, the downside is, they now have two different user interfaces inside of windows. people who are used to windows, seeing the desktop in the normal apps, will have to learn a new way to use it. dagen: walt, it is a little confusing. >> yes. they do not like it at microsoft when i have pointed that out. they tend to think of it as a short learning curve that people get over and they may well be right. four a while, this will be confusing. the desktop does not come up when you start windows eight. this new slick sliding tile interface comes up. the desktop is launched like and app. you click on anything then the desktop comes up and then you can run your old apps. there is another twist. some of the windows computers running windows eight will let you able to run your old apps on the desktop. those computers work on a different chip. they are calling that windows rt which is really windows eight running on a different chip. i want to stress, i think the new design is very well done. connell: okay. on balance, do you think the strategy is a smart one? apple and microsoft are going about this in different ways. you have different operating systems for different devices. this is all in one, is that a good strategy, do you think? >> i think it is a good strategy in the sense that they are able to give you things like microsoft office, full-blown microsoft office even on a tablet. that is something that apple and android cannot do. on the other hand, generally intact, if you try to do everything at once, you sometimes find you lose flexibility. microsoft thinks it has designed this and they may well be right in a way that it won't have that penalty. i think only time will tell. dagen: walt, great to see you, as always. we will see you next week. while mossberg. >> neither of you need a facelift. connell: neither do you. dagen: you only need to have them done every 15 years. i still have eight years left. connell: the judge comes up next. why he thinks fdr had something more in mind than just helping retirees. dagen: and the wealthiest people of all time. warren buffett is listed with the last emperor of russia. the stock market surged triple digit yesterday. the dow 179 on the ten year period. ♪ ♪ >> i am lori rothman with your fox business brief. the largest group of new flight attendants. the airline plans to bring on more than 1500 new flight attendants and the next year. acer -- finding that one out of three homeowners now expect their adult children or aging parents to move in with them. multi generational housing is at the highest level since the 1950s. a failed green energy company has filed for chapter 11 bankruptcy. it was awarded a total -- aside from the late factory and batteries is that americans are not buying electric cars. that is the latest from the fox business network. giving you the power to prosper. ♪ connell: date discussion on social security and the increase of cost to living. dagen: our next guest is deathly not holding back when it comes to his opinions. judge andrew napolitano. people get very upset. >> the government has built a dependent on itself for those receiving social security, medicare or medicaid. when fdr and the democrats first came up with the idea of social security, fdr promised we will be holding this money for you. it is a nest and we will give it back to you. in their argument they said to the court, it is not the people's money, it is the government money and it does not have to give it back. the supreme court agreed with them. there is no contract between social security contributors which is the three of us and everyone who is watching us and works and social security recipients. that money is given by the political will of congress, not by any legal capability to do so. the money deducted from our pay here every week is that immediately. the money paid to our parents and grandparents is far. if that is not a ponzi scheme, i do not know what is. connell: you are making an argument. basically that this whole thing is a ponzi scheme. >> yes, yes it is. political pressure from social security recipients. they can say, it will automatically kick in. it will kick in for inflation. when one plus two plus three is added up, some calculation. connell: what is the purpose of making that argument now? anyone who talks about social security, should we raise the entire retirement age? >> very few people are saying that. paul ryan has suggested getting rid of it or reducing it talks not for current recipients of it, but for people like us who are not yet recipients of social security. people who are, forgive me, dagen, younger than the three of us, would be given a lot of options at the beginning of their work years. among those options would be to keep the money yourself and to care for your cell. the reason congressman paul ryan has advanced this, he knows and acknowledged that it is a ponzi scheme. it will eventually go bankrupt. at some point, it will not be able to make ends meet. dagen: we are talking about social security. very easy to fix our security. it is just money. it has nothing to do with anybody's health. >> a budget should, you should spend just what you take in. he is one of the few politicians in the country willing to address the fact that you are right, and just one generation from now, they will not be able to make and meet. they will not be able to borrow enough money to make the obligations. the time to address that is now before it is too late. dagen: easy fix for social security and then you try to take on medicare and you take on life and death issues. connell: thank you, judge. thank you for coming on. taking one step at a time. back to nicole petallides now. nicole: we are taking a look at harry winston diamond. the stock is up about 7% right now. certainly a winner. we are looking at harry winston on the move today because they are looking to sell their watch and jewelry business and concentrate more on their mining business. it is up nearly