how seniors pay into medicare and it works out to every dollar paid in 3 come out. what we got that analysis from andrew biggs for the american enterprise institute and according to his research, the numbers were drawn from the 2009 medicare trustees report and it assumes a real interest rate of 3% and also projects more taxes and benefits so it's an adjusted number. if you want to check it out yourself i'm sure you can look at the american enterprise institute' we also posted it at my website. anyway that is our take-away. see you tomorrow morning.